What Loan Terms Are Available for DSCR Loans?
When financing investment properties with a DSCR (Debt Service Coverage Ratio) loan, you have access to a variety of loan terms tailored to different...
Rates & Terms
Understanding loan rates, fees, and requirements
11 articlesWhat Are Typical DSCR Loan Rates?
DSCR (Debt Service Coverage Ratio) loan rates vary depending on the property, borrower profile, and market conditions — but they’re often competitive...
Do DSCR Loans Have Prepayment Penalties?
Yes — most DSCR (Debt Service Coverage Ratio) loans include a prepayment penalty, but the structure and duration can vary depending on the lender and...
What Loan Terms Are Available for Fix & Flip Loans?
Fix & Flip loans are short-term financing options built specifically for real estate investors who purchase, renovate, and resell properties for p...
How Much Down Payment Do I Need?
Your down payment on a DSCR (Debt Service Coverage Ratio) loan depends on several factors — including your credit score, property type, and cash flow...
How Are Draws and Rehab Funds Released in Fix & Flip Loans?
When you finance a renovation project with a Fix & Flip loan, your lender doesn’t release the full rehab budget upfront.Instead, funds are distrib...
How is DSCR Calculated?
The Debt Service Coverage Ratio (DSCR) is the key metric lenders use to determine if a property generates enough rental income to cover its mortgage p...
Do I Need Tax Returns or Employment History for a DSCR Loan?
One of the biggest advantages of a DSCR (Debt Service Coverage Ratio) loan is that it does not require tax returns, W-2s, or employment history to qua...
What Are the Minimum Requirements for a Fix & Flip Loan?
Fix & Flip loans are designed for real estate investors who buy, renovate, and resell properties for profit.Because these are asset-based loans,...
What Documents Do I Need to Apply?
Applying for a DSCR (Debt Service Coverage Ratio) loan is simple and streamlined compared to traditional mortgages.Because lenders focus on the proper...
Are There Any Hidden Fees?
At LoanGuys.com, transparency is a core part of how we do business. We believe real estate investors deserve to know exactly what they’re paying for —...