How Do I Apply for a Loan with LoanGuys.com?
At LoanGuys.com, applying for a loan is fast, simple, and entirely online. Our process is designed for real estate investors who want quick approvals...
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Browse our complete collection of help articles and guides.
How Long Does It Take to Get Approved?
At LoanGuys.com, most DSCR and investor loan approvals happen quickly — often in just a few days. Our process is built for speed and efficiency, helpi...
What Happens After I Submit My Application?
Once you submit your loan application with LoanGuys.com, our team immediately begins reviewing your file. Your application goes through a clear, step-...
What If My Credit Isn’t Perfect?
Good news — you don’t need perfect credit to qualify for a loan with LoanGuys.com.Our investor-focused loan programs, including DSCR (Debt Service Co...
Can I Apply if I Have Multiple Properties?
Yes! At LoanGuys.com, you can absolutely apply even if you already own multiple investment properties.Our loan programs — especially DSCR (Debt Servi...
What Makes LoanGuys.com Different from a Traditional Lender?
LoanGuys.com isn’t a traditional bank — and that’s exactly why investors choose us. We’re a specialist mortgage brokerage built specifically for real...
Where Is LoanGuys.com Licensed to Lend?
LoanGuys.com proudly serves real estate investors in all 50 U.S. states. Whether you’re buying, refinancing, or expanding your rental portfolio, our n...
How Can I Contact Support?
Our team at LoanGuys.com is here to help you every step of the way — from your first question to your loan closing. Whether you need help with an exis...
How Does LoanGuys.com Protect My Data?
At LoanGuys.com, your privacy and data security are our top priority. We use advanced encryption, secure servers, and strict access controls to ensure...
Who Is LoanGuys.com?
LoanGuys.com is a nationwide mortgage brokerage specializing in real estate investor loans — including DSCR, Fix & Flip, and Bank Statement progra...
What is a DSCR Loan and How Does It Work?
DSCR (Debt Service Coverage Ratio) loans are designed specifically for real estate investors who want to qualify based on rental income, not personal...
What Type of Properties Can I Finance with a DSCR Loan?
What Type of Properties Can I Finance with a DSCR Loan? A DSCR (Debt Service Coverage Ratio) loan can be used to finance a wide range of investment pr...
Fix & Flip Loans: How They Work and Who They’re For
Fix & Flip loans are short-term financing options designed for real estate investors who purchase properties in need of renovation, make improveme...
Bank Statement Loans Explained
Bank Statement Loans are designed for self-employed borrowers, business owners, and independent contractors who don’t have traditional W-2 income or t...
Can I Use a DSCR Loan for Airbnb or Short-Term Rentals?
Yes — DSCR loans are an excellent option for financing Airbnb and short-term rental (STR) properties. Because DSCR loans qualify based on the income t...
What Loan Terms Are Available for DSCR Loans?
When financing investment properties with a DSCR (Debt Service Coverage Ratio) loan, you have access to a variety of loan terms tailored to different...
What Are Typical DSCR Loan Rates?
DSCR (Debt Service Coverage Ratio) loan rates vary depending on the property, borrower profile, and market conditions — but they’re often competitive...
Do DSCR Loans Have Prepayment Penalties?
Yes — most DSCR (Debt Service Coverage Ratio) loans include a prepayment penalty, but the structure and duration can vary depending on the lender and...
What Loan Terms Are Available for Fix & Flip Loans?
Fix & Flip loans are short-term financing options built specifically for real estate investors who purchase, renovate, and resell properties for p...
How Much Down Payment Do I Need?
Your down payment on a DSCR (Debt Service Coverage Ratio) loan depends on several factors — including your credit score, property type, and cash flow...
How Are Draws and Rehab Funds Released in Fix & Flip Loans?
When you finance a renovation project with a Fix & Flip loan, your lender doesn’t release the full rehab budget upfront.Instead, funds are distrib...
How is DSCR Calculated?
The Debt Service Coverage Ratio (DSCR) is the key metric lenders use to determine if a property generates enough rental income to cover its mortgage p...
Do I Need Tax Returns or Employment History for a DSCR Loan?
One of the biggest advantages of a DSCR (Debt Service Coverage Ratio) loan is that it does not require tax returns, W-2s, or employment history to qua...
What Are the Minimum Requirements for a Fix & Flip Loan?
Fix & Flip loans are designed for real estate investors who buy, renovate, and resell properties for profit.Because these are asset-based loans,...
What Documents Do I Need to Apply?
Applying for a DSCR (Debt Service Coverage Ratio) loan is simple and streamlined compared to traditional mortgages.Because lenders focus on the proper...
Are There Any Hidden Fees?
At LoanGuys.com, transparency is a core part of how we do business. We believe real estate investors deserve to know exactly what they’re paying for —...